Insurance
Follow these links for information on
Health & Dental Insurance
The Diocese of Virginia provides health insurance through the Church Medical Trust. The Diocese of Virginia plan is open to all clergy and lay employees working a minimum of 1,000 hours per year.
General Convention Resolution A177 mandates that all employees working at least 1,500 hours annually must be provided some level of health insurance. The Diocese of Virginia has developed a model of parity which asks each church to choose a base plan and then to provide at least the following level of coverage:
90% of single health coverage
80% of couple health coverage
80% of parent & child(ren) health coverage
60% of family health coverage
For enrollment materials and questions, please contact Ms. Laura Cramer.
Carrier and Plan Design |
Single |
Couple |
Parent |
Family |
| CIGNA Open Access HMO | $510 | $1020 | $915 | $1,530 |
| Empire BCBS EPO 90 | $480 | $965 | $865 | $1,445 |
| Empire BCBS EPO 80 | $455 | $905 | $815 | $1,360 |
| Kaiser EPO 80 | $445 | $890 | $800 | $1,330 |
| Empire BCBS High Option PPO | $625 | $1,250 | $1,125 | $1,875 |
| Aetna Choice POS II | $600 | $1,200 | $1,080 | $1,800 |
| Empire BCBS PPO 80/60 | $560 | $1,115 | $1,005 | $1,675 |
| Empire BCBS HDHP/HSA1 | $405 | $815 | $730 | $1,220 |
| United Healthcare Choice 80 | $425 | $850 | $765 | $1,275 |
2013 Dental Insurance Rates
Carrier |
Single |
Couple |
Parent/Child |
Parent/Children |
Family |
| Anthem Dental | $25 | $55 | $55 | $75 | $80 |
******************************************************************************************************************************************
Carrier and Plan Design |
Single |
Couple |
Parent |
Family |
| CIGNA Open Access HMO | $465 | $930 | $835 | $1,390 |
| Empire BCBS EPO 90 | $440 | $875 | $790 | $1,315 |
| Empire BCBS EPO 80 | $415 | $825 | $745 | $1,240 |
| Kaiser EPO 80 | $400 | $810 | $730 | $1,215 |
| Empire BCBS High Option PPO | $570 | $1,140 | $985 | $1,710 |
| Aetna Choice POS II | $550 | $1,100 | $985 | $1,640 |
| Empire BCBS PPO 80/60 | $510 | $1,015 | $915 | $1,525 |
| Empire BCBS HDHP/HSA1 | $370 | $745 | $670 | $1,115 |
| United Healthcare Choice 80 | $390 | $775 | $700 | $1,160 |
2012 Dental Insurance Rates
Carrier |
Single |
Couple |
Parent/Child |
Parent/Children |
Family |
| Anthem Dental | $30 | $60 | $60 | $85 | $90 |
Life Insurance
We also offer Life Insurance through Church Insurance Company. Late enrollments, after 30 days of employment, require a health statement and can be declined.
Short-Term Disability & Long-Term Disability
Church Insurance Company offers Short-Term and Long-Term disability insurance. Details on their plans are available here.
Diocesan Long-Term Disability
The Diocese of Virginia has contracted directly with Mutual of Omaha to offer a long-term disability plan. Effective January 1, 2010, this plan will now allow for either employer-paid insurance or employee-paid (gross-up) coverage.
- Employees must be working at least 20 hours/week
- Elimination Period is 90 days. Benefits begin on day 91.
- Monthly benefit is 60% of monthly earnings, up to a maximum benefit of $5,000 per month.
- Maximum Period of Benefits is determined by the age at disability and normal retirement age as determined by Social Security.
The monthly rate is $0.31 per $100 of monthly salary per month. This rate is guaranteed through 9/30/2015.
For more information or to enroll in this coverage, please contact Mildred Lofton at 800-DIOCESE x1023 or Joy Buzzard, x1022.
Please see the memo announcing the change here.
Mutual of Omaha Long-Term Disability Employee Materials
